PIAS AND SIALP – SAVINGS INSURANCE

We all would like to have financial security for us and for our family so we are able to enjoy life as we deserve.  That is something we all wish for but, how do we achieve that? Contract your systematic Savings Plan and with a small contribution you may build peace of mind for the future.

In SEGURGENT, we mainly offer two types of saving plans tailor made to fit into your specific needs: PIAS and SIALP

These saving plans are both approved by the Spanish Law and guaranteed.  In the event of drawdown you receive 100% of the contributions made to these plans and the returns generated are completely tax free if they are received at least five years after the first contribution is made.

PIAS and SIALP saving plans are available for Expatriate clients as long you are a resident in Spain and hold a Spanish bank account. 

WHAT IS PIAS?          

PIAS,(stands for Individual Systematic Saving Plans in Spanish) is a savings prevision plan that offers flexibility as a principal feature: they adapt to the needs of their clients.

PIAS’ saving plans are planned for easy saving and are flexible, as you choose how and when you would like to save.  These plans are ideal for those who would like to save medium to long term, highly advisable as a pension complement or to prevent situations of revenue shortfall.  As a main feature, PIAS’s returns are guaranteed and allow total or partial recovery after the first year.

ADVANTAGES OF SYSTEMATIC INDIVIDUAL SAVING PLANS (PIAS)

  • Flexibility with contributions (one off, periodical or occasional contributions)
  • Drawdowns could be partial or total after the first year.
  • The returns generated during PIAS’ saving periods are tax free as long as they are recovered after the 5th year and as life annuity.
  • High profitability of PIAS saving plans.

WHAT IS SIALP?

SIALP (stands for Individual Insurance of Long Term Savings in Spanish) is an excellent saving formula which combines security, tax advantages and high profitability

ADVANTAGES OF LONG TERM SAVING PLANS (SIALP)

The main highlights are:

  • Flexibility with contributions (one off, periodical or occasional contributions)
  • Drawdowns could be total after the first year.
  • The returns generated during SIALP’s saving periods are tax free as long as they are recovered in form of capital after the 5th year.
  • High profitability of SIALP saving plans.

Segurgent works with the best insurance companies so your savings’ profitability grow through our plans: Plus Ultra, Catalana Occidente, Mapfre and Reale

For more information please contact our Expatriates Department and ask to speak to Rebeca (+34 963 94 42 73 or mobile + 34 648 142 860)

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